Non-registered childminder insurance

In the majority of cases, childminders must be registered with the relevant regulatory body. However, there are certain instances – such as if the children you’re looking after are aged eight or over, if you’re only caring for children you’re related to, or if you don’t receive payment for your services – where you may be exempt from registration.

There are more details about the various exemptions in our blog: What is a non-registered childminder (and is it allowed?)


Fish Childcare Insurance now offers dedicated insurance for non-registered childminders, exempt from compulsory registration. Our cover includes extensive public liability insurance and employers’ liability insurance, and access to legal, health and medical helplines.


What’s more, our policy also provides unlimited access to useful free documentation, including template contracts to help you run your business.




Why choose our non-registered childminder insurance?

Insurance for childminders exempt from compulsory registration

Up to £5,000,000 public liability insurance

Up to £10,000,000 employers’ liability insurance

Up to £10,000 personal accident insurance

Legal, health and medical and counselling helplines

Find out more about our freebies
More information on our non-registered childminder insurance policy

Up to £5,000,000 in public liability insurance – covers you in the event that a child in your care or member of the public is injured or suffers a loss whilst you are providing a childminding service. Legally you must hold public liability insurance.

Up to £10,000,000 in employers’ liability insurance – cover against your legal liability for accidents to or illness of employees, sustained in the course of their employment.

Up to £10,000 in personal accident insurance – provides cover if you suffer a bodily injury ranging from broken bones, loss of sight or hearing to permanent loss of limbs and death. A daily benefit is also payable for each day you spend in hospital*.
*Subject to policy limits

Free access to legal, health and medical and counselling helplines:

  • Representation at public childcare, child order proceedings and public law courts, including appeals,
  • Alleged breaches of Health and Safety legislation, including pre-charge defence
  • Criminal prosecutions, including pre-charge defence
  • Alleged breached of discrimination legislation, including disability, racial, sexual, gender and age discrimination laws
  • Contractual disputes
  • Debt recovery
  • Defamation via social media e.g. the posting of false and reputationally harmful statements on Facebook, Twitter, Tumblr

£75 a year

Get In Touch

If you have any questions, we’d be happy to hear from you.


Contact our friendly team on 0333 331 3930


Non-registered childminder insurance Non-registered childminder insurance

  • Insurance for childminders exempt from compulsory registration
  • Public liability insurance
  • Employers’ liability insurance
  • Personal accident insurance
  • Legal, health and medical and counselling helplines

Fish Feedback:

Common childminding myths busted Common childminding myths busted

Unhelpful assumptions can be frustrating for childminders, who know only too well the hard work and dedication involved.

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